Introduction
Have you ever tried to pay on the Apple App Store in Nigeria only to face the “Payment Method Declined” error? You're not the only one.
It's sad to imagine but in Nigeria paying for iCloud storage, Apple Music, games and apps on the App Store in Naira is almost impossible.
We'll explore the reasons behind this and a solution: the SplitCash Odeshi card.
Background: International Payments in Nigeria
Impact of CBN's Foreign Exchange Policies
The Central Bank of Nigeria's (CBN) foreign exchange policies have affected how debit cards operate.
Nigerian Banks and International Payments
Nigerian banks, following CBN's lead, impose spending limits on debit cards for international payments. This is why your payment declines on global platforms like Apple, Alibaba, etc.
It started with a $100 monthly spending limit on your naira card. Then it became $20 and now all Nigerian debit cards don’t work for international payments
Meet SplitCash the Odeshi Card
What's an Odeshi Card?
The Odeshi card is a virtual debit card for international payments in Nigeria. You can now make payments on the App Store and other international platform with ease.
The Odeshi Card and International Payments
With a monthly limit of $1,500, the Odeshi card is your work around the restrictions of Nigerian banks.
Setting Up Your Odeshi Card on SplitCash
How to Get and Activate your Odeshi card
Grabbing your Odeshi card is straightforward. Here’s how to get yours:
Download the SplitCash app from the App Store <link>
Register and create your account.
On the home page click on cards and claim your card
You need to verify your account and create your split wallet before you can get your card.
You pay a one-time creation fee of ₦1,500 which you pay from your split wallet.
Linking Your Card to Your Apple Account
After getting your Odeshi card, connect it to your Apple account and pay with ease.
Make sure your App Store Region is in Nigeria here is how to check and change it if it's not
Next, you need to Top Up your card
Apple attempts a test charge on your card when you first connect it
Seamless App Store Payment with SplitCash
Apple Payment and Naira
It’s important to know that though payments on the app show up in Naira they are international payments. So a conversation happens in the background.
To put it in context, an iCloud 500 GB plan which you see for ₦500 would end up around ₦700 - ₦800.
Keep Your Odeshi Card Funded
Make sure you top up your card with more cash than what you see on the App Store to ensure smooth transactions with your Odeshi Card.
Odeshi Cards: Not Just for Apple
Odeshi cards work everywhere, not just on Apple, offering a realm of new possibilities.
Stories from Odeshi Users
Breaking Payment Barriers: Happy Customers
Here is what people are saying about the Odeshi card.
Conclusion
The International payment experience for Nigerians is unpleasant but it doesn’t have to be. At least not if we can do something about it. With your Odeshi card, you can get back to enjoying international payments with ease.
FAQs
How do I get the Odeshi Card by SplitCash?
It's simple, fast, and online via the SplitCash app.
Can I use the Odeshi Card for Other International Payments?
Yes, the Odeshi card is a Naira Mastercard card accepted globally.
What is the Monthly Spending Limit on Odeshi Cards?
There is a $1500 monthly limit on your Odeshi Card.
What is the Rate for International Payments of Odeshi Cards?
Your Odeshi Card makes use of the best black market rate for all international payments.
